Specialty insurance program for libraries is now available in 40 U.S. states
Brownyard Group, a program administrator providing specialized insurance coverage for select industries announced its By The Cover®, insurance program for libraries, is now available in 14 additional states, growing the program’s national availability to 40 states. Newly eligible states include: Arizona, Delaware, Georgia, Idaho, Missouri, Montana, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, and Tennessee.
Brownyard Group’s coverage for libraries was previously available in 26 states. The program has plans to expand nationally to all 50 states in time.
By The Cover offers general liability, commercial property, auto, inland marine, crime, excess, directors & officers, employment practices liability, and cyber coverages for libraries. Additional coverages include:
- Abuse or molestation coverage
- Flood or backup of sewers and drains ($25,000)
- Library Books and Media Coverage
- Fine Arts
- Medical payments for athletic participants
- Good Samaritan coverage for medical emergencies
“Through our partnership with a leading insurance broker with more than 35 years of experience in the library industry, By the Cover has provided libraries with stable and consistent insurance coverage to accommodate the specialized needs and challenges libraries face,” said program manager Domenic Antinucci. “Continuing to expand to new regions establishes By the Cover’s national presence and allows us to grow and support more communities across the nation.”
About Brownyard Group
Brownyard Group is a program administrator that has developed and provided specialized insurance programs for select industries for 70 years. These industries include security guards, pest control operators, cosmetics manufacturers, alarm systems, private investigators, security consultants, lawn care professionals, cemeteries, libraries, and the beauty industry. In 1993, Brownyard established Brownyard Claims Management, a loss prevention and full-service insurance claims facility. The company is based in Bay Shore, N.Y.