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INVISION
21 Maple Avenue
Bay Shore, NY 11706
1.888.336.1760
info@invisionus.com
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Brownyard Group
21 Maple Avenue
Bay Shore, NY 11706

Toll Free: 800-645-5820
In NY: 631-666-5050
Fax: 631-666-5723
info@brownyard.com

Follow our Social Media pages

Ⓒ 2008 - 2022 Brownyard Group. All Rights Reserved.

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Beauty Salons, Spas & More

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SASSI insurance for beauty salons and spas

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Liability Insurance for Beauty Salons & Spas

SASSI® (Salon & Spa Specialty Insurance) has been providing unique & complex coverages to the beauty industry for over 70 years.  We are recognized as one of the largest U.S. insurance providers providing competitive prices and a complete package of coverages to:

  • Beauty Salons
  • Day Spas
  • Nail Salons
  • Barber Shops
  • Electrologists
  • Beauty Schools

Now offering Business Owner's Policy

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SASSI insurance for beauty salons and spas
  • Coverages
  • Applications
  • FAQs
  • Eligibility Map
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Coverages

Coverages

SASSI goes above and beyond standard coverages to provide a comprehensive package of services, protecting hair and beauty professionals against the unique  risks of the salon and spa industry. Call Kathy Lopez at 1-800-645-5820 for more information about these coverages.

Brownyard’s SASSI Program offers customized coverage featuring:

Professional Liability

  • Hairdressing
  • Hair Dying
  • Permanent Waving
  • Hair Weaving
  • Skin Care Treatments (Facials, Chemical Peels, Microdermabrasion)
  • Exfoliation
  • Skin Care (AHA Acids), Esthetic and Slenderizing Services)
  • Aromatherapy Service
  • Makeup Application
  • Massage Therapy/ Full Body Massaging
  • Body Wrapping
  • Waxing
  • Reflexology
  • Nail Care Services
  • Electrology

EXCLUSIONS: Tanning, Body Piercing, Permanent Makeup, Tattooing, Laser Treatments & Light Therapy.

General Liability

  • Must have Professional Liability to apply for General Liability
  • Premises Coverage for owners or home businesses

Commercial Property

For our General Liability clients, our Commercial Property product provides coverage for:

  • Building and Business Personal Property coverage
  • Business Income and Extra Expense coverage
  • Tenant Glass & Sign coverage

Workers' Compensation

Brownyard Group offers custom-tailored Workers’ Compensation coverage through our highly skilled and responsive staff.

  • Highly rated insurance carriers
  • Available in all states (except DE, LA, MA, ME, ND, NH, NY, OH, RI, VT, WA, WV, WY)
  • Convenient, interest-free payment options
  • Competitive pricing

Inland Marine

The Inland Marine Program is designed to offer Mobile Property and Electronic Data Processing (EDP) coverage to our General Liability clients.

  • Written with a highly rated carrier
  • Competitively priced
  • Available in all US states

Also Available:

Business Owner's Policy

  • General Liability
  • Business Property (includes Contents Coverage)
  • Professional Liability Add-On Available

Applications

Applications

NameFormat Download
SASSI General & Professional Liability Application
Download
Electrologist Professional Liability Application
Download
SASSI Workers’ Comp Acord application
Download
SASSI Commercial Property Application*
Download

Business Owners Policy (BOP) – requires ACORD form 160 (2006/08)

Inland Marine – (Acord Forms 125, 146 (equipment floater) & 148 (Electronic Data Processing)

*If you choose property coverage with your Professional/General Liability, please have your broker submit the proper Acord forms 125 and 140.

Send completed form(s) to:

Brownyard Group
21 Maple Avenue
Bay Shore, NY 11706
Fax: 631-665-8086

Email: info@brownyard.com

FAQs

FAQs

How do we apply for coverage?

Please mail, email or fax the completed required information as soon as you can (or ask your broker to do this).  There is no need for agents and brokers to be appointed by Brownyard Group to write coverage through our program.  We can usually have a quote for you within a few days.

What information is required for a quote?

  • For General & Professional Liability and Property:  Completed, signed SASSI application
  • For Property, Inland Marine and Workers’ Compensation: Completed, signed ACORD applications
  • Four-year loss run information
  • Copy of Broker’s License, proof of Errors & Omissions Insurance and a W-9 Form
  • We will need the signed, original application to bind coverages, but no original signature is required to quote

In what states is the coverage available?

All U.S. states, except Alaska, Hawaii, Virginia and Washington.

Are there minimum premiums?

Yes. Our professional liability policies are subject to minimum premiums as follows:

  • $1 mil/$1 mil limit: $325 minimum premium

Does Brownyard write Property & Inland Marine coverage?

Yes. See the SASSI Coverages tab for more details.

Is Workers' Compensation coverage available?

It is available in all states (except DE, LA, MA, ME, ND, NH, NY, OH, RI, VT, WA, WV and WY).

What are your carrier’s ratings?

We only write our program through the very best carriers that have ratings of A+( “Superior”) or better

Is your Program admitted?

Yes, our program is admitted in all states.

Are your rates competitive?

The coverages we offer through our program are not only very broad, but very reasonably priced.

What services are covered under your program?

Professional Liability including: Skin Care Treatments (Facials, Chemical Peels, Microdermabrasion), Makeup Application, Massage Therapy, Electrology, Hairdressing, Permanent Waving, Nail Care Services, Hair Dying, Aromatherapy Service, Full Body Massaging, Body Wrapping, Exfoliation, Reflexology, Skin Care (AHA Acids), Esthetic and Slenderizing Services)

EXCLUSIONS: Tanning, Body Piercing, Permanent Makeup, Tattooing, Laser Treatments.

Do you offer coverage for an Independent Contractor?

Yes, we do provide coverage for an independent contractor.

Do I have to be licensed?

Yes, if required by your state.

I am starting a new salon in my town, do you cover start-up businesses?

Yes, we cover start-up businesses.

Do you provide professional liability for a hair salon that does hair replacements?

We will provide coverage for hair weaving only.

Do you provide general liability and products liability for cosmetic manufacturers and distributors?

Yes, we can provide either Products Liability ONLY or General Liability which includes products liability.  We can write this coverage through our Foundation program in all states. Call 888-823-9380 for more details

Eligibility Map

Eligibility Map

Key:

  • Eligible States

  • Ineligible States

Test Your Coverage

Test Your Coverage

  • Beauty Salons & Spas: Is your insurance up to the Brownyard challenge?

    Check your insurance policy against Brownyard's protection plan tailored exclusively for Beauty Professionals. We offer a top-rated insurer, comprehensive coverage and in-house claims management... does your insurer?
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  • Please answer the following questions regarding your carrier/policy:

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Videos

Videos

About Us:

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  • Why Brownyard
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Programs:

  • Overview
  • Security Professionals
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  • Alarm Services
  • Pest Control
  • Lawn Care Services
  • Wildlife Control
  • Beauty Salons, Spas & More
  • Cosmetics
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  • Cemeteries

For Agents:

  • Overview
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  • Contact Us

Contact Us:

Brownyard Group
21 Maple Avenue
Bay Shore, NY 11706

Toll Free: 800-645-5820
In NY: 631-666-5050
Fax: 631-666-5723
info@brownyard.com

Follow our Twitter pages

© 2008 - 2023 Brownyard Group. All rights reserved.
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