Security Professionals Insurance
Trusted Liability Insurance Coverage for the Security Industry
Who We Insure:
- Private Security Guard Contractors
- Governmental Security Contractors
- Proprietary Security Guard Contractors
- Executive Protection Contractors
- Private Security Contractors for Homeowners Associations
Why Choose
The security industry faces unique liabilities. Brownguard goes beyond standard coverage to protect against both everyday risks and unexpected events.
Core Coverages Include:
- Errors & Omissions (Professional Liability)
- Assault & Battery
- Broad Form Property Damage
- Personal Injury
- Lost Key Coverage
- Incidental Medical Malpractice
- False Arrest
- Invasion of Privacy
- Malicious Prosecution
- Libel & Slander
Commercial Excess Liability coverage can be tailored to meet your specific needs and exposures. In general, these products are:
- Licensed and admitted in most states
- Available with limits up to $10,000,000 to protect against that once-in-a-lifetime judgment
Brownyard Group offers custom-tailored Workers’ Compensation coverage through our highly skilled and responsive staff.
- Highly rated insurance carriers
- Available in all states (except AK, HI and the monopolistic states of OH, ND, WA & WY)
- Convenient, interest-free payment options
- Competitive pricing
The Brownyard Business Auto Program is designed especially for our General Liability clients in the Security Guard industry and is:
- Available with liability limits as low as state minimums and as high as $1,000,000 CSL
- Written with a highly rated carrier
- Competitively priced
- Available in all US states except FL, MA, NE & WA
- Admitted in all states where offered
For our General Liability clients, our Commercial Property product provides coverage for:
- Building and Business Personal Property coverage
- Business Income and Extra Expense coverage
- Tenant Glass and Sign coverage
The Inland Marine Program is designed to offer Mobile Property and Electronic Data Processing (EDP) coverage to our General Liability clients.
- Written with a highly rated carrier
- Competitively priced
- Available in all US states
Third Party Employee Dishonesty is offered to protect against service contractor employees who perpetrate dishonest acts against their customers.
- Unique coverage not usually offered by many general liability/standard fidelity bonds
- Admitted coverage available in all states
- Highly rated carrier
- Various limit and deductible options
- Separate limit available by endorsement for individual contract(s)
- 1st party coverage can be included (as an add-on)
Ready to Apply?
Submit completed applications to info@brownyard.com
Questions?
Call Tory Brownyard at 631-666-5050 ext. 120 for more information about this program
Commercial Property – Requires ACORD forms 125 & 140
Inland Marine – Requires ACORD forms 125, 146 (Equipment Floater Section) & 148 (Electronic Data Processing Section)
Eligibility Map
Key:
- Eligible States
- Ineligible States
FAQs - Questions About Security Professionals Insurance
Please ask your agent or broker to submit the completed required information as soon as you can. We can usually have a quote for you within a few days.
- For general liability, commercial excess and workers’ compensation: completed, signed BrownGuard application
- For auto and third party dishonesty: completed, signed Brownyard application
- For auto, property, inland marine and workers’ compensation: completed, signed ACORD applications
- Five-year loss run information
- Detailed resume (for clients with under three years experience in the industry)
- We will require the original, signed application to bind coverage
- W-9 Form
- Agency/broker License
- Proof of errors & omissions (E&O) Insurance – certificate or dec page
- Proof of fidelity (crime) insurance – certificate or dec page
We can provide limits as high as $11,000,000.
Yes. Our policies are subject to minimum premiums as follows:
- $300,000 limit: $2,500 minimum premium
- $500,000 limit: $3,000 minimum premium
- $1,000,000 limit: $3,500 minimum premium
Yes, Business Auto is available in all states except FL, MA, NE & WA. Call our office for details.
Yes. See our Brownguard Coverages tab for more details.
Yes. It is available in all states (except AK, HI and the monopolistic states of ND, OH, WA & WY).
We only write our program through the best carriers that have ratings of A+ (“Superior”).
Our Brownguard insurance for security guards program is admitted in all states except LA, TX & WA.
The coverages we offer are not only very broad, but very reasonably priced.
No, we value the relationship between you and your insurance representative and encourage you to stay with a local broker for the best possible service.