Brownyard Group, a program administrator providing specialized insurance coverage for select industries announced its By The Cover®, insurance program for libraries is now available in 15 additional states. By The Cover is now available in Alabama, Arkansas, Colorado, Indiana, Iowa, Louisiana, Minnesota, Mississippi, New Mexico, North Carolina, South Dakota, Utah, West Virginia, Wisconsin, and Wyoming.
Brownyard Group’s coverage for libraries was previously only available in California, Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Texas, and Virginia.
By The Cover is still expanding nationally and will be available throughout all states in time.
By The Cover offers commercial property, general liability, auto, inland marine, crime, excess and cyber coverages for libraries. Additional coverages include:
- Abuse or molestation coverage
- Flood or backup of sewers and drains ($25,000)
- Library Books and Media Coverage
- Fine Arts
- Medical payments for athletic participants
- Good Samaritan coverage for medical emergencies
“By the Cover has provided libraries with stable and consistent insurance coverage to protect against a variety of specialized risks,” said program manager Domenic Antinucci. “Expanding to these new regions establishes By the Cover’s national presence and allows us provide support and coverage for more communities across the nation.”
For more information regarding By the Cover, please visit https://brownyard.com/insurance-programs/libraries-insurance/.
About Brownyard Group
Brownyard Group is a program administrator that has developed and provided specialized insurance programs for select industries for 70 years. These industries include security guards, pest control operators, cosmetics manufacturers, alarm systems, private investigators, security consultants, landscape professionals, cemeteries, libraries and the beauty industry. In 1993, Brownyard established Brownyard Claims Management, a loss prevention and full-service insurance claims facility. The company is based in Bay Shore, N.Y.