Brownyard Group
Private Investigator Insurance

Private Investigator Insurance

Insurance for Private Investigators

Liability Insurance for Private Investigators & Security Consultants

In 1998, Brownyard expanded its pioneering security program and developed the first liability coverage program specifically designed for Private Investigators & Security Consultants. We continue to honor the tradition of customized insurance services today as one of the leading providers of this specialized coverage.
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Who We Insure:

  • Private Investigators
  • Security Consultants
  • Fire/Arson Investigators
  • Counter-Terrorism Experts
  • Expert Testimony Witnesses
  • Cyber Security Experts
  • Accident/Reconstruction Professionals

Why Choose

Private Investigator Insurance
Private investigators and security consultants operate in high-stakes environments. PI Protect is built on decades of industry expertise, providing trusted coverage for unique exposures.

Core Coverages Include:

General Liability
  • Errors & Omissions (Professional Liability)
  • Care, Custody & Control
  • Assault & Battery
  • Electronic Data Liability
  • Malicious Prosecution
  • Libel & Slander
  • Blanket Additional Insured
  • Personal Injury
  • Contractual Coverage
  • Incidental Medical Malpractice
Commercial Excess Liability

Commercial Excess Liability coverage can be tailored to meet your specific needs and exposures. In general, these products are:

  • Licensed and admitted in most states
  • Available with limits up to $5,000,000 to protect against that once-in-a-lifetime judgment
Commercial Property
For our General Liability clients, our Commercial Property product provides coverage for:
  • Building and Business Personal Property coverage
  • Business Income and Extra Expense coverage
  • Tenant Glass and Sign coverage
Inland Marine

The Inland Marine Program is designed to offer Mobile Property and Electronic Data Processing (EDP) coverage to our General Liability clients.

  • Written with a highly rated carrier
  • Competitively priced
  • Available in all US states
Private Investigator Insurance

Ready to Apply?

Submit completed applications to info@brownyard.com

Questions?
Call Sandra Reitan at 631-666-5050 ext. 157 for more information about this program

NameFormat Download
PI Protect General Liability & Excess Application
 Download

Commercial Property – Requires ACORD forms 125 & 140

Inland Marine – Requires ACORD forms 125, 146 (Equipment Floater Section) & 148 (Electronic Data Processing Section)

Eligibility Map

Key:

  • Eligible States
  • Ineligible States

FAQs - Questions About Private Investigator Insurance

How do we apply for coverage?
Please ask your agent or broker to submit the completed required information as soon as you can. We can usually have a quote for you within a few days.
What information is required for a quote?
  • For General Liability and Excess: Completed, signed PI Protect application
  • For Property and Inland Marine: Completed, signed ACORD applications
  • Five-year loss run information
  • Detailed Resume (for clients under three years experience in the industry)
  • We require the original, signed application to bind coverage
Does my broker need to be appointed by Brownyard Group to write my policy?
There is no need for agents and brokers to be appointed by Brownyard Group to write coverage through our program. We simply require them to submit the following documents to info@brownyard.com:
  • W-9 Form
  • Agency/Broker License
  • Proof of Errors & Omissions (E&O) Insurance – Certificate or Dec Page
  • Proof of Fidelity (Crime) Insurance – Certificate or Dec Page
In what states is the coverage available?

PI Protect® private investigator insurance is available in all states except Nebraska.

What limits can you write?
We can provide limits as high as $6,000,000.
Are there minimum premiums?

Yes. Our policies are subject to minimum premiums as follows:

  • $1,000 minimum premium ($300,000 limit)
  • $1,650 minimum premium ($1 mil/$3 mil limit)
Does Brownyard write Property & Inland Marine coverage?

Yes. See our PI Protect Core Coverages section for more details.

What are your carrier’s ratings?

We only write our program through the very best carriers that have ratings of A+ (“Superior”) or better.

Is your program admitted?

Our PI Protect program, insurance for private investigators, is admitted in all states except LA, TX & WA

Are your rates competitive?

The coverages we offer through our program are not only very broad, but very reasonably priced.

Can I get a lower premium if I go directly to Brownyard without a broker and their commission?

No, we value the relationship between you and your insurance representative and encourage you to stay with a local broker for the best possible service.