Why you need complete “Care, Custody and Control” coverage
By John Culotta
When you buy a General Liability (GL) insurance policy, you expect that you will be covered for damages caused as a result of your treatment on a customer’s home or business. You may be wrong. Typical GL policies cover damage to real and personal property, but not if that property is in your “care, custody and control.”
In fact, most policies specifically exclude damage to that part of a customer’s property that needs replacement because your work was incorrectly performed on it. Without complete Care, Custody and Control protection, your GL policy may be essentially worthless…
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Pest Management Professional - Direct to You Newsletter (June 2012)