Cemeteries

Brownyard’s Memorialpro is a specialty insurance solution for cemeteries and crematories in Connecticut and New Jersey and will be available nationwide in late 2018. Written exclusively through agents and brokers, the program was designed to meet the unique risks of cemeteries and to protect their valuable assets.

Brownyard partnered with Regan Agency, a leading insurance broker to the cemetery industry to design Memorialpro.  For more than 35 years, Regan Agency has specialized in providing insurance programs for cemeteries and crematories, and brings to the program an in-depth knowledge of the industry and the challenges it faces. Our team of cemetery insurance professionals is committed to providing broad coverage at a competitive price and we are active members of numerous cemetery associations.

Overview

Brownyard’s Memorialpro Program offers a multi-line Package that includes:

  • General Liability
  • Cemetery Professional Liability
  • Commercial Property
  • Inland Marine (Tools & Equipment)
  • Business Automobile
  • Crime & Fidelity

Also Available:

  • Directors & Officers Liability (D&O)
  • Employment Practices Liability (EPLI)
  • Commercial Excess

Coverage Highlights

Coverage Highlights:

  • Cemetery Professional Liability – specialized Liability coverage for Cemetery operations including “mental anguish” and property damage to caskets and urns.
  • General Liability:  Limits to $1M per occurrence/$3m aggregate
  • Commercial Property:
    • Coverage for Property of Others in your care, custody and control
    • Fine Arts – Art Glass Windows, Fragile Articles, Restoration, Retouching
    • Tree Cleanup and Debris Removal due to Wind or Lightning – $1,000 per tree
    • Outdoor Fence or Sign Damage due to Wind or Vehicles – $50,000 per location
  • Commercial Excess Liability – limits available up to $10,000,000.
  • Cemetery Enhancement Endorsements to Property, GL and Auto available

Product Highlights

Product Highlights:

  • Expert loss-prevention & in-house claims handling
  • Written with admitted carriers rated “Superior” by A.M. Best
  • Convenient, interest-free payment options
  • Competitive pricing

Applications

NameFormatDownload
Memorialpro-Liability-Application Download